Any business requires you to invest. One of the most important investments should be insuring your business since it will help you protect the goods, equipment, and/or space that will become your source of income.
Commercial insurance is necessary even when working from home or using your own vehicle because homeowner’s and auto policies don’t cover business related losses. Insuring your business can protect it from lawsuits in case of a customer or employee getting hurt, your goods and space in case of fires, damage cause by nature as well as from robberies, and/ or car accidents while making deliveries.
Your business required you to invest time, money and effort so it pays off to protect it and not risk losing it or having to put money out of your own pocket to repair damages and get it running again.